10 Reasons to Say No to Having Sex

10. Can I handle the responsibilities that go with being a sexually active person?

Would you know where to go for an HIV or pregnancy test? Have you and your partner discussed having sex? (Talk it over when you're both calm—and clothed!) Do you feel comfortable seeking advice from your parents or another adult? Will your reputation be affected? Will you regret your decision? What are the motivating factors behind your wanting to have sex?